Settings
Settings groups everything that is about you, this device or your organization, rather than about one smart account.
Where: Account menu → Settings, or click the This device badge in the top bar
How to open Settings
Open the Account menu (top right) and choose Settings.
Or click the This device badge. It opens straight to Settings → Networks.
Use the Back button at the top of Settings to return to where you were.

The three groups
Organization
Billing, Create organization. With an organization: General, Members & Roles, Member addresses, Billing. See Organizations and billing
Sign in, and an organization for most items
Signed out, the You and Organization items show a lock and a Sign in button with a one-line reason, for example "Sign in to manage your profile and security." or "Plans and billing belong to an organization. Sign in to create or join one." Sign in if you have early access; otherwise join the waitlist from the same dialog. The Free path needs no account and is open to everyone. See Free, sign-in and organizations.
Theme
Theme (Light, Dark, System) is not in Settings. It lives in the Account menu next to Settings and Sign in.
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